ZeroToAssets | Build Wealth from Scratch

I'll never forget January 20, 2025—Trump's inauguration day. I was scrolling through crypto Twitter when someone posted his speech. "We're going to make America the crypto capital of the world," he declared. After years of Gary Gensler treating every crypto project like a scam, this felt surreal. Six months later, I'm writing from a completely different world. My portfolio is up 180%, my bank offers Bitcoin services, and I can send stablecoins to Mexico faster than ordering pizza. Trump didn't just keep his promises—he obliterated every regulatory barrier I thought would take decades to remove. The GENIUS Act Changed Everything July 18, 2025. I refreshed my feed every five minutes, waiting for Trump to sign the GENIUS Act. When it happened, crypto markets went insane. This was the first major federal crypto law in U.S. history, completely changing stablecoins. The law requires companies to back every digital dollar with actual U.S. dollars or Treasury bill...

 Last April, I opened my mailbox to find a letter from the IRS that made my stomach drop. "We have information indicating you may have had virtual currency transactions that weren't reported on your tax return." My hands were literally shaking as I read it. Here I was, thinking I'd been careful with my crypto taxes, only to discover I'd missed reporting some DeFi transactions from 2022. The potential penalties? $3,400 plus interest. That letter changed everything about how I handle crypto taxes. After spending two weeks, $800 in accountant fees, and countless sleepless nights sorting it out, I learned lessons I wish I'd known years earlier. If you're holding crypto in 2025, the tax game has completely changed. The IRS isn't messing around anymore, and neither should you. The New Reality: Big Brother is Watching Your Wallet Remember when crypto felt like the Wild West? Those days are over. Starting January 1, 2025, every major exchange will start ...

 At 23, I was broke, living with roommates, and watching everyone around me get rich off crypto while I sat on the sidelines. I had $500 in my checking account and dreams of financial freedom. I'd scroll through Twitter seeing people post screenshots of their Shiba Inu gains, then close my laptop feeling like I'd missed every opportunity that would ever exist. Then I made a decision that changed everything: I stopped being a spectator and started being a student. Over the next 18 months, I researched 127 different crypto projects. I lost money on 8 complete disasters. But I also found 3 that changed my life forever - one 45x, one 23x, and one steady 8x that's still growing. Here's what nobody tells you: Finding 100x cryptos isn't about luck. It's about doing homework that 99% of people are too lazy to do. Why Most People Fail at Crypto (And Why You Don't Have To) I used to think crypto success was reserved for computer geniuses and Wall Street insiders...

Nobody expected a dog meme to change finance, but here we are. Meme coins showed up to crypto's party uninvited and somehow made everything more interesting. What started as internet jokes has turned into something that's actually reshaping how people think about money, community, and what gives anything value in the first place. When Internet Jokes Became Serious Business Dogecoin started in 2013 as basically crypto's dad joke. Two developers looked at Bitcoin's corporate attitude and thought, "This needs more dogs." They threw together a coin based on that goofy Shiba Inu meme, expecting maybe their programmer friends would get a laugh out of it. Instead, something unexpected happened. People actually connected with it. Reddit communities started tipping each other with Dogecoin. It felt different from Bitcoin—less intimidating, more like, "Hey, want to buy me coffee with dog money?" Years later, when Elon started tweeting about it, things went...